Hi, honey_babes. Unfortunately, there is no simple, direct answer to your question. Financial aid comes in two forms:
1. Grants -- includes fellowships, scholarships, etc. Can either require you to do work to "earn the grant" (teaching and/or research assistantships, for example) or come with no strings attached (obviously this is ideal). Sometimes these grants can take the form of competitions: "Write an essay about why leadership is important in your country" and then hope to win $2,000 to $5,000 or something like that. If you're a Filipino citizen, for example, you may want to check out the AT&T Leadership Awards (write a 700-word essay and win $5,000! Check out their website at
http://www.ap.att.com/about/award.jsp). If your IT interests are matched with an interest in pursuing a business degree, you may qualify for the Ayn Rand Essay Contest (http://www.aynrand.org/contests/). These little things add up.
2. Loans -- something you will obviously need to pay back. You can apply for a student loan in your local bank, or apply to various governmental programs at the federal or state level in the US. For government-sponsored programs you will have to be a US citizen or permanent resident, although some schools have pioneered loan programs that are extended to both US and non-US citizens.
At this point you will have to look for grants/loans contingent on:
1. Your particular field: I'm not sure what IT schools offer; are there foundations that support IT education? You'll have to look around for this.
2. The particular school or program to which you will be applying: You have to ask the specific program's directors or administrators if they offer any form of financial aid. Probe deeply: Financial aid can vary across different schools and departments in the same University.
Most students put together packages that include grants, loans and out-of-pocket payments. Some also choose to work while they're studying, but this depends on whether your program will allow you to do such a thing. There are various on-campus and off-campus job opportunities around, with pay scales that vary from lump sum amounts to tuition remission to hourly payments.
So the net conclusion is that you will have to take this on a school-by-school, program-by-program basis. You will also have to plan your application strategy pretty much simultaneously, since many of these financial aid programs are only disclosed to students who have been offered admission.
There are some scholarship search engines that might help. Visit
http://www.fastweb.com and see if their service (it's free) can help match your interests and preferences with financial aid opportunities.
Preparing for grad school in the US takes a lot of work! Think about this in terms of the investment that you are making: Will you need to take time off work? How will this affect you in terms of foregone wages and promotion opportunities? Will getting a Masters in IT help you in your career, or is it just a needless distraction? Why are you going to grad school to get a Master's degree? Is psychic utility another consideration -- "it feels good to have a Master's Degree"? Or is this just part of your overall plan for personal and professional development? The more clearly you can answer these questions, the better your chances of zeroing in on the program that's right for you -- and the program that provides you the kind of financial aid that your particular situation requires.
[ February 08, 2002: Message edited by: victory_fils ]